Retirement Planning
Making sound retirement decisions starts with understanding the rules. These articles follow the Retirement Research Path — three phases that most pre-retirees face in sequence: a 401(k) rollover, self-directed IRA mechanics, and RMD planning. Work through them in order, or jump to the phase that fits your situation.
Not every reader needs a Gold IRA — start with the fundamentals here before considering any alternative account type.
401(k) Rollover Options
Eligibility, tax consequences, timing strategies, and direct vs. indirect transfers.
Self-Directed IRA Basics
How self-directed IRAs work, what investments they allow, and custodian requirements.
RMD Rules
When distributions begin, how to calculate them, and penalties for missing deadlines.
Related Gold IRA topics
Retirement planning and Gold IRA decisions overlap most where rollover rules, tax treatment, and required distributions intersect. The articles below dive into those intersections.
Gold IRA Overview
How Gold IRAs work, what they cost, and how to evaluate whether one fits your situation.
Gold IRA Rollover Process
Step-by-step rollover from a 401(k) or traditional IRA into a Gold IRA, with tax implications.
Gold IRA Tax Rules
Contributions, growth, distributions, and the IRS framework that governs Gold IRAs alongside other retirement accounts.
Who should consider a Gold IRA
Suitability factors: age, portfolio size, time horizon, and how a Gold IRA fits broader retirement plans.