Segregated Storage
Definition
Segregated storage is an arrangement where your specific metals are kept separate from other investors' holdings, typically in an individually labeled container or section. When you take a distribution or sell, you receive the exact coins or bars you originally purchased. Segregated storage costs more than commingled storage — typically $50 to $150 more per year — because it requires dedicated space and tracking for each client.
Why It Matters for Gold IRA Investors
Choosing between segregated and commingled storage affects both your annual fees and what happens when you withdraw. If owning the exact same coins matters to you, segregated storage provides that certainty — but at a higher cost.